Vehicle Modifications & Insurance Claims
Small changes to a vehicle can sometimes create big questions during claim assessment. Explore practical ClaimVoice guides on modifications, endorsements, registration records and what to ask if an insurer raises an objection.
Important
A modification does not automatically mean that every future claim is rejected. The modification, applicable law, policy wording, endorsements and relationship to the loss all matter.
Aftermarket Fog Lights & Electrical Fire
I fitted aftermarket fog lights. My car caught fire. Why did the insurer question the modification?
Read guide → Fuel ConversionCNG / LPG Not Endorsed in RC or Policy
What happens when a retrofitment is not properly reflected in the vehicle records or insurance?
Read guide → WheelsTyre & Rim Modifications
Oversized tyres, different rims, spacers and the questions they can raise after an accident.
Read guide → StructuralAftermarket Sunroof
Roof cutting, water leakage, electrical work and insurance disclosure.
Read guide → Vehicle RecordsColour Change
What happens when the vehicle colour changes but the relevant records are not updated?
Read guide →More modifications will be added
Future guides can cover LED headlights, electrical wiring, suspension, exhausts, body kits, performance changes, seating changes and other aftermarket fitments.