.page-wrap{padding:54px 6%;max-width:1250px;margin:auto}.page-hero{background:linear-gradient(115deg,#f6f7fc,#edf0fa);padding:58px 7%}.page-hero h1{font-size:50px;line-height:1.02;letter-spacing:-2px;margin:15px 0}.page-hero p{max-width:780px;color:#50596a;font-size:15px;line-height:1.65}.label{color:#ed5b22;font-size:11px;font-weight:800;letter-spacing:1.3px}.content-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:25px}.content-card{background:#fff;border:1px solid #e0e2e7;border-radius:12px;padding:22px}.content-card h3{margin-top:0}.content-card p,.content-card li{font-size:12px;color:#5d6675;line-height:1.65}.content-card a{color:#ed5b22;font-weight:800;font-size:12px}.flow{display:flex;flex-wrap:wrap;gap:8px;align-items:center;margin-top:22px}.flow span{background:#fff;border:1px solid #dddfe6;border-radius:20px;padding:9px 13px;font-size:11px;font-weight:800}.notice{margin-top:22px;padding:16px 18px;border-left:4px solid #ed5b22;background:#fff8f3;font-size:12px;color:#555f70}.check{background:#101a2e;color:#fff;padding:24px;border-radius:12px;margin-top:25px}.check h3{margin-top:0}.check p,.check li{font-size:11px;color:#d2d8e3;line-height:1.6}@media(max-width:800px){.page-wrap{padding:38px 22px}.page-hero{padding:45px 24px}.page-hero h1{font-size:39px}.content-grid{grid-template-columns:1fr}.flow{align-items:flex-start;flex-direction:column}.flow span{width:100%}}

/* CLAIMVOICE V7 — ORDERED UI SYSTEM
   Existing visual identity is retained. This layer only standardises spacing,
   alignment, navigation and action placement. */
:root{--cv-orange:#ed5b22;--cv-navy:#182747;--cv-border:#e1e4e9;--cv-soft:#f7f8fa}
*{box-sizing:border-box}
body{overflow-x:hidden}
.site-header{display:flex;align-items:center;gap:20px;min-height:72px}
.site-header nav{display:flex;align-items:center;justify-content:center;gap:4px;flex-wrap:wrap}
.site-header nav a{white-space:nowrap}
.page-wrap,.page-hero{max-width:1180px;margin-left:auto;margin-right:auto}
.page-hero{padding-left:6%;padding-right:6%}
.page-wrap{padding-left:6%;padding-right:6%;padding-bottom:55px}
.notice,.check{border-radius:10px}
.article-grid{align-items:start}
.article-card,.check{height:auto}
.card,.topic-grid>a,.resource-card{display:flex;flex-direction:column}
.card .share,.card .btn,.card .go,.topic-grid>a span{margin-top:auto}
.grid,.cards,.topic-grid,.story-grid,.resource-grid{align-items:stretch}
.grid>* ,.cards>* ,.topic-grid>* ,.story-grid>* ,.resource-grid>*{height:100%}

/* One consistent action row */
.cv-actions{display:flex!important;justify-content:center;align-items:center;gap:10px;flex-wrap:wrap;margin:28px 0 5px}
.cv-actions a,.cv-actions button,.cv-action{display:inline-flex!important;align-items:center;justify-content:center;min-width:145px;height:38px;padding:0 16px;border-radius:7px;font-size:11px;font-weight:800;text-decoration:none;white-space:nowrap}
.cv-primary{background:var(--cv-orange);color:#fff}
.cv-secondary{background:#fff;color:var(--cv-navy);border:1px solid var(--cv-border)}
.cv-actions a:hover{transform:none}

/* Hide stray action links inside content blocks; their destinations are retained
   in the structured bottom action row generated below. */
.article-card>.share,.article-card>.btn,.article-card>.go,.check>.share{margin-top:12px}

/* Consistent section spacing */
main>section, .page-wrap>section{margin-bottom:24px}
.page-wrap>h2{margin-top:32px;margin-bottom:12px}
@media(max-width:800px){
 .site-header{align-items:flex-start;flex-wrap:wrap}
 .site-header nav{width:100%;justify-content:flex-start}
 .cv-actions a,.cv-actions button,.cv-action{min-width:135px}
}

/* CLAIMVOICE V8 — COMPACT SYMMETRICAL HEADER
   The original ClaimVoice visual identity stays intact; only navigation is organised. */
.cv-header{
  height:76px!important; min-height:76px!important; padding:0 5%!important;
  display:grid!important; grid-template-columns:190px 1fr 190px!important;
  align-items:center!important; gap:16px!important; position:sticky!important; top:0!important;
  background:#fff!important; z-index:100!important;
}
.cv-brand{justify-self:start; white-space:nowrap}
.cv-main-nav{
  display:flex!important; justify-content:center!important; align-items:center!important;
  gap:28px!important; flex-wrap:nowrap!important; min-width:0!important;
}
.cv-main-nav a{
  font-size:12px!important; font-weight:700!important; white-space:nowrap!important;
  color:#182747!important; padding:29px 0!important; border-bottom:3px solid transparent!important;
}
.cv-main-nav a:hover{color:#ed5b22!important}
.cv-header-actions{
  display:flex!important; justify-content:flex-end!important; align-items:center!important; gap:9px!important;
}
.cv-share{
  padding:11px 17px!important; font-size:11px!important; white-space:nowrap!important;
  border-radius:22px!important;
}
.cv-menu{display:flex!important; align-items:center!important; justify-content:center!important;
  width:40px!important;height:40px!important;padding:0!important;cursor:pointer!important}
.cv-menu-panel{
  position:fixed; top:76px; left:0; right:0; background:#fff; border-top:1px solid #eee;
  box-shadow:0 16px 35px #18274718; z-index:99; display:none;
}
.cv-menu-panel.open{display:block}
.cv-menu-inner{max-width:1180px;margin:auto;padding:24px 5% 28px}
.cv-menu-title{font-size:11px;text-transform:uppercase;letter-spacing:1.2px;color:#ed5b22;font-weight:800;margin-bottom:13px}
.cv-menu-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:10px}
.cv-menu-grid a{border:1px solid #e2e4e9;border-radius:10px;padding:13px 15px;display:flex;flex-direction:column;gap:4px;background:#fff}
.cv-menu-grid a:hover{background:#f8f9fb;border-color:#ed5b22}
.cv-menu-grid b{font-size:12px;color:#182747}
.cv-menu-grid small{font-size:10px;color:#697080;line-height:1.45}
@media(max-width:1050px){
 .cv-header{grid-template-columns:165px 1fr 180px!important}
 .cv-main-nav{gap:15px!important}
 .cv-main-nav a{font-size:11px!important}
}
@media(max-width:820px){
 .cv-header{grid-template-columns:1fr auto!important;height:68px!important;min-height:68px!important}
 .cv-main-nav{display:none!important}
 .cv-menu-panel{top:68px}
 .cv-menu-grid{grid-template-columns:1fr 1fr}
}
@media(max-width:520px){
 .cv-header{padding:0 18px!important}
 .cv-share{display:none!important}
 .cv-menu-grid{grid-template-columns:1fr}
}

/* V9 SAFETY RESET — the menu must NEVER appear as raw text */
.cv-menu-panel{display:none!important}
.cv-menu-panel.open{display:block!important}
.cv-menu-panel *{visibility:visible}
.cv-menu-inner{font-family:inherit}
.cv-menu-grid{display:grid!important}
.cv-menu-grid a{text-decoration:none!important}
.cv-header{position:relative!important}


/* ClaimVoice V13 — organised content architecture */
.cv-hub{max-width:1160px;margin:0 auto;padding:42px 6% 70px}
.cv-hub-hero{text-align:center;max-width:820px;margin:0 auto 32px}
.cv-hub-hero h1{color:#182747;margin:0 0 12px;font-size:32px}
.cv-hub-hero p{color:#667080;line-height:1.75;font-size:13px}
.cv-search{display:flex;gap:8px;max-width:760px;margin:24px auto}
.cv-search input{flex:1;border:1px solid #d9dde5;border-radius:9px;padding:13px 15px;font:inherit;font-size:13px}
.cv-search button{border:0;border-radius:9px;padding:13px 18px;background:#ed5b22;color:#fff;font-weight:800}
.cv-section{margin-top:34px}
.cv-section h2{color:#182747;font-size:21px;margin-bottom:7px}
.cv-section>p{color:#687182;font-size:12px;line-height:1.65}
.cv-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:16px}
.cv-card{background:#fff;border:1px solid #e1e4e9;border-radius:12px;padding:18px;text-decoration:none;display:flex;flex-direction:column;min-height:145px;box-shadow:0 1px 4px rgba(20,35,60,.03)}
.cv-card:hover{border-color:#ed5b22;transform:translateY(-1px)}
.cv-card .tag{font-size:9px;text-transform:uppercase;letter-spacing:.08em;color:#ed5b22;font-weight:800;margin-bottom:9px}
.cv-card h3{font-size:14px;color:#182747;margin:0 0 8px}
.cv-card p{font-size:11px;line-height:1.55;color:#687182;margin:0 0 12px}
.cv-card .arrow{margin-top:auto;color:#ed5b22;font-size:11px;font-weight:800}
.cv-feature{border:1px solid #e6e8ed;border-radius:14px;background:#fbfcfd;padding:21px;margin-top:16px}
.cv-feature h3{margin:0 0 7px;color:#182747}
.cv-feature p{margin:0;color:#626c7d;font-size:12px;line-height:1.65}
.cv-breadcrumb{max-width:1160px;margin:0 auto;padding:18px 6% 0;color:#7a8290;font-size:10px}
.cv-breadcrumb a{color:#ed5b22;text-decoration:none}
.cv-article{max-width:900px;margin:0 auto;padding:28px 6% 70px}
.cv-article h1{font-size:30px;color:#182747;line-height:1.2;margin:10px 0 12px}
.cv-article .lead{font-size:14px;color:#5d6675;line-height:1.75}
.cv-article h2{font-size:21px;color:#182747;margin:34px 0 10px}
.cv-article h3{font-size:15px;color:#263454;margin:24px 0 8px}
.cv-article p,.cv-article li{font-size:12px;color:#5d6675;line-height:1.75}
.cv-article ul{padding-left:20px}
.cv-callout{background:#f7f8fb;border-left:4px solid #ed5b22;border-radius:10px;padding:16px 18px;margin:22px 0}
.cv-callout strong{color:#182747}
.cv-qa{border:1px solid #e2e5ea;border-radius:10px;padding:15px 17px;margin:10px 0;background:#fff}
.cv-qa strong{display:block;color:#182747;margin-bottom:5px}
.cv-meta{font-size:10px;color:#7b8491;margin-bottom:22px}
.cv-related{margin-top:38px;border-top:1px solid #e5e7eb;padding-top:22px}
.cv-related a{color:#ed5b22;text-decoration:none;font-weight:700}
@media(max-width:850px){.cv-grid{grid-template-columns:1fr 1fr}.cv-hub-hero h1,.cv-article h1{font-size:27px}}
@media(max-width:560px){.cv-grid{grid-template-columns:1fr}.cv-search{flex-direction:column}.cv-search button{width:100%}}